Review Article Open Access

Strong(er) User Authentication

Abstract

As more people use the electronic and Internet platform to carry out more sensitive and higher valued transactions, the need for organizations which operate such systems to have the ability to remotely ascertain the identity of the user becomes extremely critical. In this paper, we highlight some of the questions that organizations must ask when sourcing for 2-factor authentication solutions, and show that with a flexible solution, 2-factor authentication need not be painful nor costly. Banks take the lead in the area of Internet authentication. Already, there are banking regulations that require Banks operating Internet Banking sites to have end-to-end security for the passwords. Yet, password breaches are not uncommon, and that translates to direct and indirect monetary loss.

TAN Teik Guan

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