ECARM's Best Picks For JIBC

Contributed by the Members and Supporters of ECARM

ECARM, a mailing list that deals with Electronic Commerce and Rights Management, is managed by Judie Mulholland and Keeffee Haynes of the Knowledge Connection Inc. From the outset, ECARM has stiven to become an accepted forum where topics covering the gamut from access, privacy, intelligent agents to biometrics and open source software can be openly debated; where questions can be asked and responses are readily forthcoming; and last but not least, where techies and non-techies alike can come together to learn about some of the most compelling and challenging issues of the day.

As a service to our subscibers, this past summer, a second mailing list called ECARM News was created. The aim of ECARM News is to provide members and supporters of the ECARM community with select information about the latest news items, papers, reports, announcements, etc. This information (i.e., data) is being archived in a database which is available, free of charge, to anyone who wishes to locate information on ECARM-related topics. It is from this database that we have compiled ECARM's Best Picks For JIBC.

In closing, if you are not already a member of ECARM, and would be interested in joining, please pay our website a visit where you will find more detailed information about the mission and raison d'etre of ECARM, the list archives, and how to subscribe/unsubscribe. This information is located at:

http://www.ecarm.org,

and likewise, particular details about ECARM News and the database can be found at:

http://www.ecarm.org/news.

Here you can either conduct specific searches using keywords, titles, sources, authors, dates, etc.; browse the individual entries by accessing the archives which are updated twice daily and organized by month; subscribe to the mailing list or contribute an item. And by all means, we encourage "all of the above." In short, we would like everyone to participate. Join in the online discussions. Keep up with the news. Introduce new people to the list. Help us realize our goal of making ECARM truly a global community based on mutual understanding and shared interests.

Happy surfing...

Judie Mulholland
Keeffee Haynes

Visit for more related articles at Journal of Internet Banking and Commerce

Contents

• Risk Management for Electronic Banking and Electronic Money Activities

• Couriers Without Luggage: Negotiable Instruments and Digital Signatures

• The Emerging Digital Economy Report

• IMPLEMENTING THE OECD "PRIVACY GUIDELINES" IN THE ELECTRONIC ENVIRONMENT

• BANKING BRANCHES OUT ON INTERNET

• Suspicious Internet Banking

• Retail Payments Issues: Experience With Electronic Check Presentment

• Major Banks Team On Digital Certificates

• Cryptography and SET -- Safe Surfing Part 1

• Cryptography and SET -- What's Under the Hood? Part 2

•Open Systems, Free Markets,and Regulation of Internet Commerce

•The 21st Century Economy (Special Double Issue)

•Banking Industry Seeks Net Users' Trust

•REPORT ON ELECTRONIC MONEY

•Financial Management Service

•How usable are Australian Banking Web Sites? (Report 1)

•How usable are Australian Banking Web Sites? (Report 2)

•Electronic Commerce - A Guide To Better Practice

•BIOMETRICS AND THE FUTURE OF MONEY

•E&Y Report on Technology in Banking and Financial Services

•The Economic Impact of Counterfeiting

•Electronic wallet tackles battle of the pocket bulge

•Citibank Plans a New Online Banking System

•Ministerial Conference on Electronic Commerce

•FSML (TM) - Financial Services Markup Language

•3rd USENIX Workshop on Electronic Commerce, 1998

•2B as Legal Software for Electronic Contracting -- Operating System or Trojan Horse?

•Operational Risk Management

•Guide to Online Banking

•Got a Dime? Citibank and Chase End Test of Electronic Cash

Title: Risk Management for Electronic Banking and Electronic Money Activities
Resource type: Report
Date: March 1998
Source: BIS Web Site
Author: Basle Committee on Banking Supervision
Keywords: BANKING WEB SITE,BENCHMARKING ,INTERNET/WWW ,TRANSACTIONS
URL: http://www.bis.org/publ/bcbs35.pdf

Title: Couriers Without Luggage: Negotiable Instruments and Digital Signatures
Resource type: Journal Article
Date: Spring 1998
Source: South Carolina Law Review
Author: Jane Kaufman Winn
Keywords: NEGOTIABLE ,INSTRUMENTS ,DIG SIG ,CONTRACTS
URL: http://www.law.sc.edu/sclr/WINN.HTM

Title: The Emerging Digital Economy Report
Resource type: Report
Date: April 1998
Source: US DOC Web Site
Author: US Department of Commerce
Keywords: E-COMMERCE ,INTERNET/WWW .DIGITAL ECONOMY ,IMPACT
URL: http://www.doc.gov/ecommerce/emerging.htm

Title: IMPLEMENTING THE OECD "PRIVACY GUIDELINES" IN THE ELECTRONIC ENVIRONMENT
Resource type: Report
Date: Latest update 12 June 1998
Source: OECD Web Site
Author: OECD
Keywords: E-COMMERCE ,INFO SECURITY ,PRIVACY ,E-ENVIRONMENT
URL: http://www.oecd.org/dsti/sti/it/secur/prod/reg97-6e.pdf

Title: BANKING BRANCHES OUT ON INTERNET
Resource type: News Article
Date: July 7, 1998
Source: Chicago Tribune
Author: Melissa Wahl, Tribune Staff Writer
Keywords: INTERNET/WWW ,DIGITAL BANKING ,ACCEPTANCE ,SERVICES
URL: http://chicagotribune.com/business/businessnews/article/0,1051,ART-11575,00.html

Title: Suspicious Internet Banking
Resource type: Advisory/Alert
Date: July 1998
Source: FDIC Web Site
Author: Federal Deposit Insurance Corporation
Keywords: INTERNET BANKING ,FRAUD , SUSPICIOUS , REPORTING
URL: http://www.fdic.gov/consumer/suspicious/

Title: Retail Payments Issues: Experience With Electronic Check Presentment
Resource type: Report / GAO/GGD-98-145
Date: July 14, 1998
Source: US GAO Web Site
Author: General Accounting Office
Keywords: E-CHECK .PRESENTMENT ,BANKING , RETAIL PAYMENTS
URL: http://frwebgate.access.gpo.gov/cgi-bin/useftp.cgi?
IPaddress=waisback.access.gpo.gov&filename=gg98145.pdf&directory=/diskb/wais/data/gao

Title: Major Banks Team On Digital Certificates
Resource type: News Article
Date: (08/13/98); 12:44 PM CST
Source: NEWSBYTES Top Story
Author: Steve Gold, Newsbytes
Keywords: DIGITAL CERTIFIC,INTEROPERABILITY,PILOT ,PROTOCOL
URL: http://www.newsbytes.com/pubNews/116476.html

Title: Cryptography and SET -- Safe Surfing Part 1
Resource type: White Paper
Date: 8/11/98
Source: bankinfo.com
Author: The Internet Division, IBM
Keywords: CRYPTOGRAPHY ,SSL/SET ,CREDENTIALS ,CA
URL: http://www.bankinfo.com/ecomm/setpart1.html

Title: Cryptography and SET -- What's Under the Hood? Part 2
Resource type: White Paper
Date: 8/11/98
Source: bankinfo.com
Author: The Internet Division, IBM
Keywords: CRYPTOGRAPHY ,ENCRYPTION ,PUB/PRIV KEYS ,DIG SIG
URL: http://www.bankinfo.com/ecomm/setpart2.html

Title: Open Systems, Free Markets,and Regulation of Internet Commerce
Resource type: Journal Article
Date: 1177 (1998) Source: 72 Tulane L. Rev. / jwinn
Author: Jane Kaufman Winn
Keywords: INTERNET ,IMPACT ,DIG SIG ,AUTHENTICATION
URL: http://www.smu.edu/~jwinn/esig.htm

Title: The 21st Century Economy (Special Double Issue)
Resource type: Articles/Reports
Date: August 24, 1998
Source: Business Week
Author:
Keywords: E-COMMERCE ,ECONOMY ,TECHNOLOGY ,IMPACT
URL: http://www.businessweek.com/1998/35/covstory.htm

Title: Banking Industry Seeks Net Users' Trust
Resource type: News Article
Date: August 24, 1998
Source: The Industry Standard
Author: Torsten Busse
Keywords: E-BANKING ,PAYMENT ,STANDARD ,BIPS
URL: http://www.thestandard.net/articles/news_display/0,1270,1500,00.html?home.tf

Title: REPORT ON ELECTRONIC MONEY
Resource type: Report
Date: August 31, 1998
Source: E-mail
Author: European Central Bank
Keywords: E-MONEY ,REGULATION ,MONETARY POLICY ,IMPLEMENTATION
URL: http://www.ecb.int/pub/pdf/emoney.pdf

Title: Financial Management Service
Resource type: References/Links
Date: Last Visited August 1998
Source: Treasury Web Site
Author: US Department of Treasury
Keywords: FINANCIAL MGT ,ACCOUNTING ,FINANCIAL INFO ,CREDIT ADMIN
URL: http://www.fms.treas.gov/

Title: How usable are Australian Banking Web Sites? (Report 1)
Resource type: Report
Date: 1 September 1998
Source: CRIA Web Site
Author: David Sless, Art Shulman, and Eric Manners
Keywords: BENCHMARKING ,BANKING WEB SITE,USABILITY ,TASKS
URL: http://www.communication.org.au/recent_projects/bank_web_sites/Report_1__the_tasks/report_1__the_tasks.htm

Title: How usable are Australian Banking Web Sites? (Report 2)
Resource type: Report
Date: August 1998
Source: CRIA Web Site
Author: Eric Manners
Keywords: BENCHMARKING ,BANKING WEB SITE,IMPRESSIONS ,EVALUATION
URL: http://www.communication.org.au/recent_projects/bank_web_sites/Report_2__impressions/report_2__impressions.htm

Title: Electronic Commerce - A Guide To Better Practice
Resource type: Report
Date: Last updated April 1998
Source: Martech Web Site
Author: Martech Internernational S.A.
Keywords: BEST PRACTICES ,E-COMMERCE ,TESTBED ,E-BANKING
URL: http://www.martech-intl.com/best2/

Title: BIOMETRICS AND THE FUTURE OF MONEY
Resource type: Hearings
Date: 05/20/1998
Source: Comm. on Banking and Finan. Serv
Author: SUBCOMMITTEE: Domestic and International Monetary Policy
Keywords: BIOMETRICS ,MONEY ,HEARINGS ,IMPACT
URL: http://commdocs.house.gov/committees/bank/hba48784.000/hba48784_0f.htm

Title: E&Y Report on Technology in Banking and Financial Services
Resource type: Report
Date: Tue, 15 Sep 1998 14:56:41
Source: E-mail
Author: Ernst & Young
Keywords: E-COMMERCE ,EVOLVING MODEL ,CUST. CONNECTION,DELIVERY CHANNEL
URL: http://www.ey.com/publicate/fsi/J00200.pdf

Title: The Economic Impact of Counterfeiting
Resource type: Journal Article
Date: Latest update 28 October 1998
Source: OECD Web Site
Author: Hema Vithlani, ICC Counterfeiting Intelligence Bureau.
Keywords: COUNTERFEITING ,INDUST AFFECTED ,IMPACT ,PROTECTION
URL: http://www.oecd.org/dsti/sti/industry/indcomp/prod/Fakes.pdf

Title: Electronic wallet tackles battle of the pocket bulge
Resource type: News Article
Date: SUE LOWE
Source: I.T. / Internet News
Author: Tuesday 29 September 1998
Keywords: E-COMMERCE ,E-WALLET ,SMART CARDS ,APPLICATION
URL: http://www.it.fairfax.com.au/980929/ecommerce/ecommerce3.html

Title: Citibank Plans a New Online Banking System
Resource type: News Article
Date: October 5, 1998
Source: NYT / Technology | CYBERTIMES
Author: SAUL HANSELL
Keywords: ONLINE BANKING ,E-BANKING SERV ,LEGACY SYSTEMS ,IMPACT
URL: http://www.nytimes.com/library/tech/98/10/biztech/articles/05citi.html

Title: Ministerial Conference on Electronic Commerce
Resource type: Conference Papers
Date: 7-9 October 1998
Source: OECD Web Site
Author: OECD w/ Government of Canada
Keywords: E-COMMERCE ,TRUST/USER ,INFO INFRASTRUCT,MAX BENEFITS URL: http://www.ottawaoecdconference.org/english/announcements/res_center.html

Title: FSML (TM) - Financial Services Markup Language
Resource type: Overview
Date: September 24 1998
Source: echeck.org Web Site
Author: FSTC Electronic Check project team
Keywords: FSML ,E-CHECK ,SPECIFICATIONS ,GUIDELINES
URL: http://www.echeck.org/kitprint/FSML_1-17-1.pdf

Title: 3rd USENIX Workshop on Electronic Commerce, 1998
Resource type: Refereed Papers
Date: August 31 - September 3, 1998
Source: E-mail
Author: USENIX
Keywords: E-COMMERCE ,PAYMENT TECHNOL ,E-PAYMENT SYSTEM,APPLICATION
URL: http://www.usenix.org/publications/library/proceedings/ec98/technical.html

Title: 2B as Legal Software for Electronic Contracting -- Operating System or Trojan Horse?
Resource type: Symposium paper
Date: October 1998
Source: E-mail/~froomkin
Author: A. Michael Froomkin
Keywords: E-COMMERCE ,UCC2B ,E-CONTRACTING ,REGULATION
URL: http://www.law.miami.edu/~froomkin/articles/2b.htm

Title: Operational Risk Management
Resource type: Report
Date: September 1998
Source: BIS Web Sites
Author: Basle Committee on Banking Supervision
Keywords: RISK MANAGEMENT ,MEASUREMENT ,MONITORING ,POLICY/PROCEDURE
URL: http://www.bis.org/publ/bcbs42.pdf

Title: Guide to Online Banking
Resource type: Chart
Date: Updated: 10/13/98
Source: CyberInvest.com Web Site
Author: CyberInvest
Keywords: ONLINE BANKING ,ACCESS ,BILL PAYING ,APPLICATION
URL: http://www.cyberinvest.com/guides/bankonl.bankonl.guide.html

Title: Got a Dime? Citibank and Chase End Test of Electronic Cash
Resource type: News Article
Date: November 4, 1998
Source: NYT / Technology | CYBERTIMES
Author: SAUL HANSELL
Keywords: E-CASH ,SMART CARDS ,TRIAL/SHUT DOWN ,IMPACT
URL: http://www.nytimes.com/library/tech/98/11/biztech/articles/04card.html